SaccoPrime gives SACCOs and microfinance institutions a complete core banking system — member accounts, savings, loans and payments — with automatic CRM integration and instant NIN validation, engineered and hosted for Ugandan regulation.
// Serving SACCOs across Uganda & East Africa · Live NIN validation via NIRA · Built to align with UMRA & the NPS Act, 2020
Built for the cooperative & microfinance sector
SACCOs Microfinance Savings groups Cooperatives Mobile money Agents & billersA modular core banking system. Start with the member and lending engine and switch on payments, credit, compliance and infrastructure as you grow — all through one contract, one API and one support team.
Member accounts, shares, savings, deposits, loan & treasury management and the general ledger — the ledger of record for your SACCO or MFI.
Group and individual loan origination, automated decisioning, repayment schedules, dividends and portfolio-at-risk tracking.
Automatic National ID (NIN) verification against NIRA at account opening and loan application — with e-KYC, AML/CFT and sanctions screening.
Collect and disburse across mobile money, banks and cards, and route transactions as a licensed payment service provider.
Member wallets, agent networks, cash-in / cash-out, bill collections and agent management for your branches and field.
Two-way sync with the CRM and member-management tools you already use, so member data stays consistent without double entry.
Secure hosting, data centres, API management and SaaS distribution with in-country data residency and interoperability built in.
POS terminals, biometric verification, servers and cybersecurity audits to secure the last mile in the field.
From a village SACCO to a multi-branch institution, SaccoPrime meets you where you are and scales with you. Our focus is SACCOs and microfinance — though the same rails work for banks and fintech partners too.
Connect once and SaccoPrime reaches every payment endpoint your members expect — and plugs straight into your existing CRM and the national identity system — so you don't maintain a dozen fragile integrations yourself.
Members trust a SACCO with their savings, so trust has to come first. SaccoPrime is architected around the controls UMRA and Ugandan regulators expect — and built to work inside the sandbox and licensing regimes you operate under.
Data encrypted in transit and at rest, with hardware-backed key management and role-based access.
Every member checked by NIN against NIRA, cutting duplicate members, ghost accounts and identity fraud.
Host and process data within Uganda, aligned with the Data Protection and Privacy Act, 2019.
Real-time fraud detection, audit trails and anomaly alerts across every transaction.
Redundant infrastructure, automated failover and tested disaster-recovery procedures.
Granular permissions, maker-checker controls and full activity logging for every user.
Clean REST endpoints, predictable webhooks and a sandbox with test data. Open a member account — with NIN validation and CRM sync built in — in a few lines.
# Open a member account with instant NIN validation curl https://api.extrainch.com/v1/members \ -H "Authorization: Bearer $SACCOPRIME_KEY" \ -d '{ "first_name": "Jane", "last_name": "Nakato", "nin": "CM90XXXXXXXXXX", "phone": "+2567XXXXXXXX" }' # -> 201 Created { "id": "mbr_9f2a…", "nin_status": "verified", "crm_synced": true }
SaccoPrime is the flagship core banking system from ExtraInch Technologies Ltd, a Kampala-based software company. We build the systems SACCOs and microfinance institutions can afford to run and their regulators can trust — designed around how cooperative finance actually works in Uganda and across the region.
To make modern, compliant core banking accessible to every SACCO and microfinance institution serving Africa — not only the largest banks.
Reliability over hype, security by default, and building with — not just for — the cooperatives and communities we serve.
We're hiring engineers, compliance and field teams across the region who want to build the rails for African cooperative finance.
It depends on the modules and integrations you need, but our sandbox lets your team start on day one, and core SACCO deployments are designed to launch in weeks rather than the year-plus legacy migrations often take.
Yes. SaccoPrime validates each member's National Identification Number against NIRA in real time during account opening and loan application — reducing fraud, ghost accounts and duplicate members before they enter your books.
Yes. SaccoPrime automatically integrates with common CRM and member-management providers, syncing data both ways so you don't have to run and reconcile two separate systems.
SACCOs and microfinance institutions in Uganda are supervised by the Uganda Microfinance Regulatory Authority (UMRA), and SaccoPrime is built to support the records, reporting and controls UMRA expects. Payment and e-money services that ride on the platform may involve Bank of Uganda licensing under the NPS Act, 2020 — we help you map the right path for your model.
We support in-country hosting and data residency in line with the Data Protection and Privacy Act, 2019, with encryption and access controls throughout.
See how SaccoPrime can run your member ledger, move your money across every rail, and verify every member by NIN. Book a walkthrough with our team.
Tell us about your SACCO or institution and what you're trying to launch. Our team will get back to you to arrange a demo.